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Post by maureen on Dec 13, 2008 14:27:47 GMT
I swear, I think James and my husband are mentally linked. Husband and I were talking during lunch about getting a new car soon. I don't know if this will truly come to pass, but he was talking about that and how he doesn't feel affected by the credit crunch, and I come home after my son's practice to read this article. De ja vu all over again.  *twilight zone music* Thank you, MG!   |
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Post by Deleted on Dec 13, 2008 15:11:53 GMT
That's ok and sorry for sounded harassed this morning. I was and to be honest, I'd had enough, been out and spent money on pens (a weakness).
After I read the column it felt like it was written in a set.
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Post by TheDaisy on Dec 13, 2008 22:18:44 GMT
Well, I've always been on a tight budget, and don't have a credit card of any sort (thanks to my mum, who has a complete loathing of them, and with good reason, but that's a story for another time, I fear).
I learned from a really early age how to manage with what I have, so while I may not be deadly poor, nor indeed filthy rich, I know me limits and can stick to them, no trouble ;D
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Post by Vixen on Dec 13, 2008 22:28:32 GMT
I'm always broke, car's too expensive, rent, phone bill, store cards. Never got any money me. Good thing my car's so cheap to run!
Oh and I'm overworked and underpaid!
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Post by nobody on Dec 14, 2008 0:22:46 GMT
I never get in to debt but i am a sad 26 year old who still lives at home.
I have a credit card but only use it for on line shopping or buying something like a pc because its easier to get your money back if the shop goes under.
But they have never charged me interest because i pay it off on line straight away.
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Post by astolatmaid on Dec 14, 2008 9:26:10 GMT
Thanks MG - you're a star
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Post by maureen on Dec 14, 2008 10:58:02 GMT
I know my husband keeps wanting to buy a new car, but I'm so tight with money, I don't like to spend unless I have to.
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Post by ulstermayniac on Dec 14, 2008 12:16:32 GMT
Daisydaze, I am the same. I just opened up another bank account which has a debit card attached to it, so if there is no money in the account, the card can't be used. I don't use that as my main account, I got it purely for internet shopping and I have to go to the branch itself to deposit money into it and because I am very lazy (which it not always a bad thing) I don't do that all that often. I have only used it once so far.
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Post by maureen on Dec 15, 2008 12:28:42 GMT
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Post by ladyshaniique08 on Dec 15, 2008 14:51:01 GMT
Credit crunch is a problem. Woolworths declared bankrupt and many stores are closing  Credit crunch takes it's toll. |
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Post by jacqui on Dec 15, 2008 15:33:05 GMT
Great column and I do agree with James that the media are all doom and gloom and maybe blowing it out of all proportion! However, with all due respect to James, (and I love him to bits don't get me wrong  ) its easy to say there is no credit crunch when you get 20K for one afternoons work! |
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Post by tui on Dec 15, 2008 15:36:04 GMT
Great column and I do agree with James that the media are all doom and gloom and maybe blowing it out of all proportion! However, with all due respect to James, (and I love him to bits don't get me wrong ) its easy to say there is no credit crunch when you get 20K for one afternoons work! i was kinda thinking the same thing! but having said that i am not letting this "credit crunch" stuff get me down or change what i spend money on. |
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Post by jacqui on Dec 15, 2008 16:34:09 GMT
Great column and I do agree with James that the media are all doom and gloom and maybe blowing it out of all proportion! However, with all due respect to James, (and I love him to bits don't get me wrong ) its easy to say there is no credit crunch when you get 20K for one afternoons work! i was kinda thinking the same thing! but having said that i am not letting this "credit crunch" stuff get me down or change what i spend money on. Glad its not just me - hate disagreeing with James makes me feel guilty - how daft is that Good for you - no me neither - although may buy Tesco Meat pies as apposed to their "Finest" range.... unless James is coming round for his tea!!! ;D |
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Post by maureen on Dec 15, 2008 17:46:49 GMT
I've got to grocery shop tomorrow, so I'll be tempted by the pies and puddings too. I can't seem to find the chocolate on chocolate that I really like this year. All they seem to have is the crumbly puddings. Hopefully tomorrow, they'll stock the ones I like.
I'm not sure if Telegraph is still having problems, but earlier, it took a long time before it started posting what people were sending in. If you've tried to post something and it didn't go in automatically, just give it some time. We need patience with the DT website's backlog as well as the credit crunch.
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Post by stigalicious on Dec 15, 2008 18:29:12 GMT
i was kinda thinking the same thing! but having said that i am not letting this "credit crunch" stuff get me down or change what i spend money on. Glad its not just me - hate disagreeing with James makes me feel guilty - how daft is that Good for you - no me neither - although may buy Tesco Meat pies as apposed to their "Finest" range.... unless James is coming round for his tea!!! ;D Dont feel guilty; I disagree with him all the time. I think maybe he has the kind of intellect that is stimulated by challenge anyway so maybe he appreciates it. |
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Post by dutchdiva on Dec 15, 2008 18:34:55 GMT
Really enjoyed the column this week. Thanks to Stigalicious © who did read it for us while we enjoyed a cup of coffee at Starbucks while waiting for the book signing.
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Post by nobody on Dec 15, 2008 22:49:12 GMT
I do think so areas are doing better than others at the moment were i live no houses are selling i have seen the same houses for sale for about a year and have seen one repossessed and as for work well it was nothing but agency work before the sh*t hit the fan i can't see next year being any different for me.
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Post by stigalicious on Dec 17, 2008 12:58:48 GMT
Really enjoyed the column this week. Thanks to Stigalicious © who did read it for us while we enjoyed a cup of coffee at Starbucks while waiting for the book signing. Oh that was my pleasure  It seems to be my calling. Can it be my job every time we have a reunion?! |
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Post by dutchdiva on Dec 17, 2008 15:16:29 GMT
Really enjoyed the column this week. Thanks to Stigalicious © who did read it for us while we enjoyed a cup of coffee at Starbucks while waiting for the book signing. Oh that was my pleasure It seems to be my calling. Can it be my job every time we have a reunion?! Syre why not. I enjoy a nice cup of Starbucks coffee and you read it for us. Love the plan. |
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Post by Deleted on Dec 18, 2008 23:59:54 GMT
I was going to post something this evening but my brain is a bit addled have to wait until my economics is back to making sense. |
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Post by ladyshaniique08 on Dec 19, 2008 12:55:05 GMT
I have a strong feeling that James is writing a column about Christmas and what things he thinks he will get and new stripey jumpers, I think for tomorrow. |
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Post by maureen on Dec 19, 2008 13:06:20 GMT
*checks calendar* Thank goodness Monday is the 22nd. I want to wish him a Merry Christmas Monday before I leave Tuesday morning, very very very early.
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Post by stigalicious on Dec 19, 2008 15:03:41 GMT
Can I just check; James doesn't do Christmas gifts does he? He does that charity thing
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Post by ladyshaniique08 on Dec 19, 2008 15:10:12 GMT
Can I just check; James doesn't do Christmas gifts does he? He does that charity thing Mostly charity. I forgot that in my post and also I hope he goes back to doing his picture cameo thingy again. It's funny. Sorry, Stigalicious© |
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Post by Wyvern on Dec 19, 2008 16:18:51 GMT
Bringing this over from the Christmas thread for Stiggy. The gifts he gives apparently tend to be consumables or sometimes books. |
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Post by stigalicious on Dec 19, 2008 22:04:50 GMT
Ahhhhhh books Yup, Im one of them. My book pressie this year is a certain 'As you do' by a certain Mr Hammond.... |
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Post by Deleted on Dec 19, 2008 22:11:38 GMT
 Ta dahhhh |
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Post by xjsarah on Dec 19, 2008 22:50:03 GMT
Just checked the DT comments. All hail the return of Fat Banker! ;D
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Post by Wyvern on Dec 19, 2008 22:56:37 GMT
*bows down and pays homage to FB*
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Post by Deleted on Dec 20, 2008 1:11:22 GMT
Love FB finally posted and manage to blind myself with economics. I hope it makes a little bit of sense. As I'm here, I wanted to mention something about people not spending as much on luxury goods eg cars, expensive technology, stuff you don't generally need to live on day to day. Most money is being spent on necessities eg food, clothing, petrol. Although I have noticed if the 'luxury' is cheap enough people will buy it, like sweets for a one off car journey. I also wanted to say about inflation and that James isn't the typical basket for the Consumer Price Index which is used to calculate inflation, so his tin of Spam may not have gone up in price as much and may not be considered in a typical consumer's basket. Unlike bread, milk, pasta which are and have gone up in price. There was something else but that has flown from my brain. He is in a particularly safe job and situation so he'll be not as affected, apart from his mortgage and anything else sensitive to economic changes. |
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*twilight zone music*
) its easy to say there is no credit crunch when you get 20K for one afternoons work! 
I love a man who can handle a gun 
